Business Model

BNP Paribas Cardif is the biggest provider of unemployment, credit cards and creditor protection products in the world.

BNP Paribas Cardif provides its products through its partners such as banks, consumer finance and insurance companies.

BNP Paribas Cardif maintains its successful partnerships in 3 continents in the world by means of “open architecture” business model.

BNP Paribas Cardif offers customer specific and integrated solutions by getting life and elementary products together in one company.

BNP Paribas Cardif treats equally to each of its partners and is expert in developing need-oriented and innovative products, called "tailor made" products.